paj_logo

Privacy Policy

Last updated: 30th May, 2026

Paj.cash (“Paj,” “we,” “us,” or “our”) respects your privacy and is committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our website, APIs, and services (collectively, the “Services”).

By using Paj, you agree to the collection and use of information in accordance with this policy.

1. Information We Collect

a. Information You Provide

We may collect:

  • Full name, email address, phone number
  • Wallet addresses and transaction-related data
  • Government-issued ID and verification data (for compliance/KYC)
  • Bank account or payout details (where applicable)
  • Communications with us (emails, support tickets)

b. Information Collected Automatically

  • IP address, device type, browser type
  • Usage data, logs, timestamps
  • Cookies and similar tracking technologies

2. How We Use Your Information

We use your information to:

  • Provide and operate the Services
  • Process transactions and payouts
  • Verify identity and comply with legal obligations (KYC/AML)
  • Detect fraud, abuse, or security issues
  • Improve our platform and user experience
  • Communicate updates, security alerts, or support responses

3. Legal Basis for Processing (Where Applicable)

We process personal data based on:

  • Your consent
  • Performance of a contract
  • Legal and regulatory obligations
  • Legitimate business interests (e.g., fraud prevention, service improvement)

4. How We Share Your Information

We may share your information with:

  • Service providers (e.g., KYC vendors, payment processors, infrastructure providers)
  • Regulatory or law enforcement authorities, when legally required
  • Business partners, strictly as needed to provide the Services

We do not sell your personal data.

5. Data Retention

We retain personal data only as long as necessary to:

  • Fulfill the purposes described in this policy
  • Meet legal, accounting, or regulatory requirements

Once no longer required, data is securely deleted or anonymized.

6. Data Security

We implement industry-standard technical and organizational measures to protect your information, including:

  • Encryption in transit and at rest
  • Access controls and audit logs
  • Regular security reviews

However, no system is 100% secure. You use the Services at your own risk.

7. Your Rights

Depending on your jurisdiction, you may have the right to:

  • Access your personal data
  • Correct or update inaccurate information
  • Request deletion of your data
  • Object to or restrict processing
  • Withdraw consent
  • Data portability (where applicable)

To exercise your rights, contact us at tochi@paj.cash.

8. Cookies and Tracking Technologies

We use cookies and similar technologies to:

  • Maintain sessions
  • Analyze usage
  • Improve performance and security

You can manage cookie preferences through your browser settings.

9. International Data Transfers

Your information may be transferred to and processed in countries outside your country of residence, including countries that may not provide the same level of data protection. We take appropriate safeguards to ensure lawful transfers.

10. Children’s Privacy

Paj is not intended for users under the age of 18. We do not knowingly collect personal data from children.

11. Third-Party Links

Our Services may contain links to third-party websites or services. We are not responsible for their privacy practices.

12. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify users of material changes by updating the “Last updated” date or through the platform.

13. Contact Us

If you have questions or concerns about this Privacy Policy, contact us at:

Paj.cash

Email:tochi@paj.cash

Website:https://paj.cash